ATTENTION!
Research College of Nursing will no longer offer student health insurance after July 31, 2024. The ABSN December 2023 cohort will be the last cohort offered student health insurance. Health insurance will continue to be required for all students.
Students at Research College of Nursing are required to carry health insurance. The college has negotiated an affordable and comprehensive healthcare plan for our students and their dependents through Blue Cross/Blue Shield of Kansas City.
Students with comparable health insurance coverage are able to waive this plan during the designated waiver period each year. Those who do not opt-out by completing the online waiver will be automatically enrolled in the plan and billed the semester premium to your student account.
We are offering two different plans for students to choose. RCoN only charges for the student. If you want to sign up family members you have to do it on the Blue Cross website and pay for them on the site as well.
If you are taking RCoN insurance, please email Stacie Withers at stacie.withers@researchcollege.edu which one you would like to choose and she will send you a DocuSign for you to commit to one of the options.
Blue Cross/Blue Shield student health insurance coverage
| $750 PPO Plan | $1500 PPO Plan | |
|---|---|---|
| Student Only | $460.97 | $432.39 |
| Student + Spouse | $968.03 | $908.00 |
| Student + Child (ren) | $875.78 | $821.48 |
| Family | $1,244.58 | $1,167.42 |
**Spring/Summer will be billed together in January
***Fall coverage period: 8/1/2022-12/31/2022
***Spring/Summer coverage period is: 1/1/2023/7/31/2023
| $750 PPO Plan | $1500 PPO Plan | |
|---|---|---|
| Deductible & OOPM (Ind/Fam) | ||
| Out-of Pocket Max | $750/$1,500 | $1,500/$3,000 |
| Deductible | $2,000/$4,000 | $7,000/$14000 |
| Copay/Coinsurance | ||
| Office Visit | $25 | $35/$70 |
| Hospitalization-Inpatient & Outpatient | 20% | 20% |
| Urgent Care | $25 | $100 |
| Emergency Room | $100 | $250 |
| Rx-Retail | ||
| Tier 1 | $15 | $15 |
| Tier 2 | $70/$110 | $50 |
| Tier 3 | $200 | $85 |
| Rx-Mail Order-90 Day Supply | ||
| Tier 1 | $37.50 | $37.50 |
| Tier 2 | $175 | $125 |
| Tier 3 | $275 | $212.50 |
How to waive insurance:
Am I required to have health insurance?
Health insurance is required of all Research College of Nursing students. If you already have insurance that meets Research requirements, you will be required to waive the insurance before the waiver deadline. If you do not have other insurance, or don’t waive prior to the waiver deadline, you will be enrolled in the Research Student Health Insurance Plan (SHIP), and your student account will be charged the applicable premium for each term.
How do I waive SHIP?
Visit 4StudentHealth.com. Choose Research from the dropdown, and once on the Research page, choose Waive SHIP. Follow the prompts to provide your insurance information. Then watch your email to see if your waiver is approved, or if there is additional information needed, or if your waiver is denied. If you have questions, reach out to Relation Insurance at (800) 955-1991, option 8. Watch your email for notifications from Research College regarding waiver deadlines and other important information.
If I keep the RCON insurance when will I get my ID card?
Approximately 6-8 weeks in to your first enrollment term, you will receive a hard copy ID card in the mail.
What if I need to seek services prior to receiving an ID card?
Contact Relation Insurance at least 48 hours prior to your services to ask for a rush enrollment. Relation will work with Research and Blue KC to process your enrollment as a priority. It will take a minimum of 48 hours to finalize this process, so please plan accordingly. For assistance, reach Relation at 800-955-1991, option 8.
Where do I seek care?
All students covered by the Research insurance plan (SHIP) plan have access to virtual care for illnesses and mental health support. This is a very cost-efficient treatment option, and can be coordinated around the student’s schedule. For more information: Download the Blue KC Virtual Care app or visit BlueKCvirtualcare.com.
If you need to see a physician in person, find a Preferred Care Blue provider by visiting BlueKC.com/WTG. Urgent care centers are available for after-hours services.
For life threatening illnesses or injuries, always visit the emergency room. Getting the right care, at the right place and the right time can save you time, money and improve your overall health. Visit BlueKC.com/WTG
| Contact Information | |
|---|---|
| Relation Insurance: (800) 955-1991, option 8 | ClientServices@RelationInsurance.com |
| Research College: (816) 995-2832 | Stacie.Withers@ResearchCollege.edu |